You Can Get a Free iPhone or Samsung Galaxy From T-Mobile's Early Black Friday Sale

That’s a pretty good BOGO deal
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Get an early start on your Black Friday shopping with this two-for-one deal from T-Mobile.
Starting Friday, Nov. 17, customers purchasing a new phone from the service provider will be able to get a free iPhone, Samsung Galaxy, or LG smartphone of equal or lesser fees, via rebate, when adding a new line of service.
T-Mobile’s “biggest-ever” buy-one, get-one free (BOGO) deal, has the following phones available as part of the offer:
iPhone 7
iPhone 7 Plus
iPhone 8
iPhone 8 Plus
Samsung Galaxy S8
Samsung Galaxy S8+
Samsung Galaxy Note 8
Samsung Galaxy S8 Active
LG G6
LG V30
LG V30+
The phones are available both in-store and online nationwide. The early Black Friday deal is available to both new and existing customers, with a rebate of up to $820 that is mailed to you in the form of a pre-paid MasterCard. You’ll need to allow around eight weeks to receive the card.
Besides the phones, T-Mobile is also offering Black Friday deals on its Magenta accessories. You can get $70 off of the Twilight Magenta Ultimate Ears MEGABOOM, $80 off the Twilight Magenta Ultimate Ears BOOM 2, and 40% off the Speckled Magenta mophie powerstation mini.

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Saudi Sheikdown: Arrested Royals Offered A Deal – Your Money For Your Freedom

As we noted shortly after the Crown Prince’s purge of potential rivals within Saudi Arabia’s sprawling ruling family, while the dozens of arrests were made under the pretext of an “anti-corruption crackdown”, Mohammed bin Salman’s ulterior motive was something else entirely: Replenishing the Kingdom’s depleted foreign reserves, which have been hammered for the past three years by low oil prices, with some estimating that the current purge could potentially bring in up to $800 billion in proceeds.
Furthermore, the geopolitical turmoil unleashed by the unprecedented crackdown helped push oil prices higher, creating an ancillary benefit for both the kingdom’s rulers and the upcoming IPO of Aramco.

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(Click to enlarge)Saudi Crown Prince Mohammed bin Salman
And, in the latest confirmation that the crackdown was all about cash, the Financial Times reports today that the Saudi government has offered the new occupants of the Riyadh Ritz-Carlton a way out…. and it’s going to cost them: In some cases, as much as 70% of their net worth.
Saudi authorities are negotiating settlements with princes and businessmen held over allegations of corruption, offering deals for the detainees to pay for their freedom, people briefed on the discussions say.In some cases the government is seeking to appropriate as much as 70 per cent of suspects’ wealth, two of the people said, in a bid to channel hundreds of billions of dollars into depleted state coffers.The arrangements, which have already seen some assets and funds handed over to the state, provide an insight into the strategy behind Crown Prince Mohammed bin Salman’s dramatic corruption purge.
The crackdown has led to the detention of hundreds of royals, ministers, officals and the country’s richest oligarchs including Prince Alwaleed bin Talal, the billionaire, Waleed al-Ibrahim, the founder of Middle East Broadcasting Center, which owns Al Arabiya, the Saudi satellite television channel, and Bakr bin Laden, chairman of the Saudi Binladin construction group and brother of Osama bin Laden.
Additionally, as we reported, the crackdown sent members of the country’s wealthy upper crust scrambling to liquidate their holdings and move their cash offshore, where they might have a better chance of keeping it away from the Saudi government.
Related: Is Saudi Arabia Lying about Its Oil Inventories?Unsurprisingly, the Saudi “offer” is working.

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Some of the suspects, most of whom have been rounded up at the Ritz-Carlton hotel in Riyadh since last week, are keen to secure their release by signing over cash and corporate assets, the FT’s sources say.
“They are making settlements with most of those in the Ritz,” said one adviser. “Cough up the cash and you will go home.”One multi-billionaire businessman held at the Ritz-Carlton has been told to hand over 70% of his wealth to the state as a punishment for decades of involvement in allegedly corrupt business transactions. He wants to pay, but has yet to work out the details of transferring those assets to the Saudi state.
Settlements for royals will also include pledges of loyalty as MBS prepares himself to take the Saudi throne, though his father, King Salman, has vigorously denied these rumors.
Related: Houthi Rebels Threaten To Attack Saudi Oil Tankers
One detainee told his staff that the authorities may be looking to take ownership of his main business. Families of detained suspects have started to hire consultants to assist efforts to secure their relatives’ release and to ring fence the damage to their business interests.

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Story Continues

(Click to enlarge)“They are looking for ways to isolate the tainted shareholder and keep the business going,” said the adviser.
The settlements aim to recover billions of dollars allegedly earned through “corruption” at a time when the government is grappling with a recession triggered by prolonged low oil prices and a budget deficit that widened to $79 billion last year.
The country’s attorney-general has said he is investigating allegations of corruption amounting to at least $100 billion – though the total value of assets seized could be as high as $800 billion. Though the Financial Times puts the high-end figure at a relatively modest $300 billion; to make up for the delta, more arrests are still expected.
Regular Saudis, who’ve seen their benefits cut and some of their jobs taken away, support MBS’s decision. “Why should the poor take all the pain of austerity,” said one Saudi academic. “The rich need to pay their way too.”
In Saudi Arabia, they are about to do just that.
By Zerohedge
More Top Reads From Oilprice.com:

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I Accident Lawyer Shares Common Reasons for Insurance Claim Denials, Advises Legal Action

SANTA ANA, Calif., Nov. 18, 2017 /PRNewswire/ — Following an automobile accident, drivers depend on insurance companies to help them pay their vehicle repair costs as well as their medical expenses. Submitted auto insurance claims are not always accepted by the insurance company,…

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Takeda i Cognition Kit publikują wyniki badań nad wykorzystaniem cyfrowych urządzeń ubieralnych u pacjentów z ciężkimi zaburzeniami depresyjnymi

CAMBRIDGE, Anglia i DEERFIELD, Illinois, 18 listopada 2017 r. /PRNewswire/ — Firmy Takeda i Cognition Kit ogłosiły dziś, że w trakcie szczytu CNS 2017 w Boca Raton w stanie Floryda, który odbędzie się w dniach 16-19 listopada 2017 r. opublikują wyniki badania pilotażowego MDD-5003…

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Primary Health Care Corporation: 750 Experts Attend the Opening Ceremony of the 3rd International Primary Care Conference

DOHA, Qatar, November 18, 2017 /PRNewswire/ —
More than 700 international healthcare experts, key opinion leaders, primary care specialist, surgeons, physician and health practitioners attended the opening ceremony of the 3rd International Primary Care Conference in Doha last night….

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Distracted driving crash numbers on the rise in Saskatchewan: SGI

The province now has legislation prohibiting drivers from using mobile devices
The Canadian Press on November 17, 2017

Saskatchewan Government Insurance (SGI) says there has been a steady increase in fatalities, injuries and collisions related to distracted driving over the last three years.The insurer has reported that police across Saskatchewan issued 486 tickets in October for distracted driving, including 391 for using a cellphone while behind the wheel.
SGI says distracted driving was a factor in nearly 8,300 collisions contributing to the deaths of 42 people and to more than 1,200 injuries last year.
Related: SGI Canada develops farm business unit
That’s up from nearly 5,700 distracted driving collisions in 2015 in which 36 people were killed and more than 800 injured.
It’s also higher than in 2014 when 27 people were killed and 700 were hurt in 3,900 distracted driving crashes.
Legislation came into effect at the beginning of this year that prohibits drivers from using, viewing, holding or manipulating mobile devices.
Drivers caught a second time within one year have their vehicles seized for seven days.
Canadian Insurance Top Broker is on LinkedIn (linkedin.com/company/citopbroker) and Twitter (twitter.com/CITopBroker). Follow us for easy access to the top P&C news you need to know.

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Nova Scotia at risk of becoming an island if action isn’t taken, municipal leaders warn

An estimated $50 million in trade flows through the strip of land connecting Nova Scotia to New Brunswick
Aly Thomson, The Canadian Press on November 17, 2017

Nova Scotia is at risk of becoming an island within decades if action is not taken to fix the 275-year-old dikes that prevent flooding of the isthmus connecting the province to the rest of Canada, officials warn.Mayor David Kogon of Amherst, N.S., said sea levels are projected to rise in the Bay of Fundy over 15 to 20 years to the point where the Isthmus of Chignecto will flood, even without a storm surge.
Related: Canada seeks updated climate change predictions for new building codes
The isthmus is a narrow, low-lying strip of land that is about 20 kilometres at its narrowest point.
“If the Isthmus of Chignecto, which is all that connects Nova Scotia to New Brunswick, is flooded out, then Nova Scotia will be surrounded by water,” said Kogon in an interview Thursday, adding that with the right storm the isthmus could flood sooner.
“If the highway and rail line are under water, you’ve completely cut Nova Scotia off from the rest of mainland Canada.”
The dikes in the Tantramar Marsh were built by Acadian settlers for agricultural purposes in the 1700s and urgent, multi-million-dollar upgrades are needed, said Kogon.
He said an estimated $50 million in trade flows through the isthmus daily via road and rail, and the Trans-Canada Highway and rail line are at risk.
“Goods coming from Europe to Canada are all coming through the Port of Halifax … Goods leaving Canada to go in that direction are going through the Port of Halifax. That would all be severed instantly,” said Kogon, whose town is roughly six kilometres from the New Brunswick border.
Kogon, the warden of Nova Scotia’s Cumberland County, and the mayor of Sackville, N.B., have sent a letter to provincial and federal infrastructure ministers requesting a meeting to discuss the issue.
Related: Sea level maps show Canada’s coastal communities in race against time
“The aging dikes combined with documented rising water levels and increased frequencies and intensity of weather events has led to new floodplain mapping. These clearly show that a flood that will breach the national rail and road networks is no longer a theoretical question – it is a matter of how soon it will occur,” said the Nov. 1 letter, signed by Kogon, Cumberland County Warden Al Gillis and Sackville Mayor John Higham.
The Isthmus of Chignecto was cut off for several days in an 1869 storm, according to a 2008 study by Memorial University geologist Norm Catto.
The study said the odds of a re-occurrence would increase as sea levels rise. Catto also said while no Nova Scotia community would be permanently submerged by rising sea levels, many would need to adapt.
A 2016 report by Ottawa’s Working Group on Adaptation and Climate Resilience noted that along with the highway and rail lines, electricity transmission lines on the isthmus are also at risk.
“Disruptions due to climate change (e.g., sea-level rise, storm surge) pose risks to these infrastructures and the economic activity they sustain. Trade flows through the isthmus, both by road and rail, carry an estimated value of $50 million per day and $20 billion annually,” it said.
Kogon said he was told during a recent meeting with federal politicians that fixing the dikes would fall under provincial jurisdiction, but he wants all three levels of government to work together. He said the first step would be an engineering study to determine the scope of the required repairs.
Related: MacLeod Norway announces COO’s pending retirement
“This is of national significance. The hope is that the provinces and (Ottawa) will work together on this,” he said. “The cost involved in refurbishing and rebuilding the dikes is way beyond the scope of what a small-town municipality could do.”
He said the three municipal leaders have not yet received a reply to the letter, but they are meeting again Friday and plan on following up with the minister’s offices.
In an email statement, Infrastructure Canada confirmed it had received the letter and was assessing it.
Spokeswoman Nadine Archambault-Chapleau noted that Ottawa is creating a $2-billion disaster mitigation and adaptation fund, which is “designed to support investments that will mitigate current and future climate risks, such as floods, wildfires and droughts by building or reinforcing constructed and natural infrastructure.”
“More information is to come as this program is not yet launched, but could be a potential option for this project,” said Archambault-Chapleau.
In an emailed response, Nova Scotia’s Department of Transportation and Infrastructure Renewal said the province has been working with a number of groups and other levels of government to evaluate the potential impacts to the Isthmus of Chignecto.
“In general, government is currently developing new design standards that incorporate sea level rise and storm surge into dike maintenance and construction,” the email states.
The department said that in the Amherst area specifically, it was looking at options to reduce flooding potential and pointed out that $10 million has been spent to replace the Laplanche aboiteau for local farmland.
New Brunswick and Nova Scotia have submitted a joint proposal asking Ottawa to fund an engineering study, it said.
New Brunswick’s Department of Transportation and Infrastructure said in an emailed response it “recognizes the importance of the dikes in strategically protecting and maintaining public infrastructure.”
Spokeswoman Tanya Greer said it is working with the federal government and municipalities “to move this project forward,” and will develop a plan with the mayors.
Canadian Insurance Top Broker is on LinkedIn (linkedin.com/company/citopbroker) and Twitter (twitter.com/CITopBroker). Follow us for easy access to the top P&C news you need to know.

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CNA celebrates 100 years in Canada

Staff on November 17, 2017

Commercial P&C insurer CNA celebrated a milestone in November, commemorating 100 years of doing business in Canada.
“In Canada, we’re committed to growing profits by providing market-leading products and services that meet the changing needs of commercial insurance customers, and we’re extremely grateful that we’ve been able to achieve this ambition over the past century,” said Nick Creatura, president and CEO of CNA Canada, at a company celebration at CNA’s downtown Toronto office.
When CNA Canada first launched in 1917, it had fewer than 10 underwriters, but it was writing business across the country by 1923. To mark 100 years in Canada, the insurer announced a partnership with Tree Canada.
“In partnership with Tree Canada, we will work together and fund the planting of thousands of trees in areas where there is a need for reforestation or afforestation,” Creatura said. “This is a cornerstone of our commitment to contributing to a more sustainable future for our planet.”
Read more about CNA Canada in our upcoming December issue!
Photos courtesy of CNA. Photos by John Car.

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