You know you have a credit score, but did you know you have an insurance score, too? Or that bad credit can affect what you’re charged for various insurance products including car insurance, homeowners insurance and even health insurance? During the holiday season, identity thefts are more frequent than reruns of A Christmas Story, and […]

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Holiday shopping season is about to kick off, bringing with it all the dubious joys of trying to find a parking space. Street parking, hard to find anytime, is now at a premium. Shopping mall lots aren’t much better.Yet, no matter how crowded the streets and lots are, there always seem to be plenty of […]

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A lot of Americans purchase life insurance, and they rarely decide to cancel their policies. Termination is possible, although only 4.4% of individual policies were voluntarily cancelled in 2015. While it makes sense to hold onto your policy, there are certain circumstances that warrant cancellation. Reasons to Cancel Your Policy Generally, policies are cancelled because […]

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Who are you going to name as your life insurance policy beneficiary? You have many options. Your beneficiary could be a son or daughter, your spouse, a trustee or organization. The point is to make sure your assets go where you want them to. But a lot can go wrong if you err in naming […]

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There may come a day when you really don’t need or want that life insurance policy you’ve been paying for. Maybe your spouse has passed away and your grown children don’t need to be taken care of. Could be you need cash or you simply can’t keep making premium payments. In the past, the answer […]

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Home sharing service Airbnb now offers free Host Protection Insurance (HPI).  Although HPI covers up to $1M per incident, don’t expect it to be enough protection. The liability policy, like those offered by other vacation rental sites, is secondary to homeowners property insurance, meaning it kicks in if a third-party bodily injury or property damage […]

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The answer to whether or not homeowners insurance is tax deductible is kind of a mixed bag of good news/bad news. Generally, your premium costs are not deductible (bad news), but there are exceptions (good news). Since home ownership comes with some hefty expenses, it’s worth your while to find out if there are any […]

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If you’re like many Americans, figuring out what you should expect to pay for health care is akin to herding cats. It might be helpful to look at what a health insurance policy would cost you without an Affordable Care Act (ACA), or Obamacare, subsidy. There are different ways to look at health care costs, […]

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Many companies are finding out that letting employees bring pets to work can actually improve business. In fact, the Society of Human Resource Management found that seven percent of employers let employees bring their pets to work. It’s become such a popular practice that the effects are being studied to find out the pros and […]

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